What is the national foreclosure rate? Is there light at the end of the tunnel?
I keep seeing in the news that foreclosure's are up XX% in the last year. What they never say is what… [more]
Foreclosing on an investment property without ending with debt & taxes?
My realtor is trying to short sale this property, but a bankruptcy attorney recently suggested allowing… [more]
How can I negotiate a loan modification with my lender? Any Advice?
I have an ARM. I cannot refinance. How can I go about negotiating a loan modification with my lender.… [more]
Question on foreclosures issues? Loan Modification or bankruptcy?
My parents recently lost their home to foreclosure and now they are planning to file for bankruptcy.… [more]
Bankruptcy News
Bankruptcy?
I was just wondering what is the difference between Chapter 7, 10 & 13 bankruptcies. How did the new law that Bush passed now affect bankruptcies (or does it at all)? I've … [Read More...]
Credit counseling – should I pay for it?
If i am planning on filing bankruptcy, in about 2 months, would it be ok to stop paying the credit counseling people? We didnt start credit counseling to file banruptcy, but now … [Read More...]
What effects does bankruptcy have on someone for the rest of their life?
Someone I know is filing for bankruptcy. I was wondering if there were any effects that bankruptcy would have on her as far as credit. Does bankruptcy go on any kind of personal … [Read More...]
Loan Modification News
How long did it take to get trial modification Documents after foreclosure mediation?
Just completed foreclosure mediation with BoA. Was granted a trial Modification for three months. They are supposed to be sending a packet with all the documents and … [Read More...]
Loan Modification question
Has anyone here already done a loan modification and what were your results, meaning how much $ did your bank lower out of your previous mortgage? I'm trying to get one done now … [Read More...]
Can you loan modification with your mortgage while in Chapter 13 bankruptcy?
After filing Chapter 13 bankruptcy (mortgage included -fixed rate) my husband became unemployed, so we are now 6 months behind on our mortgage and our attorneys are submitting for … [Read More...]
Foreclosure Mediation
I can't afford the condo i'm in any longer and the Attorney that wants to do a DIL wants 1,000. My question is if I don't have the money to retain the attorney what will happen as far as the foreclosure. Do I have to fill out the Mediation Notice? … [Read More...]
The house was on hold for 90 days because of the mediation but after the 90 days I did not get a workable solution. Just wondering if that's legal? … [Read More...]
My boyfriend has been going through foreclosure mediation for months now. He continuously receives letters from the court with follow up appearances, and continues to go to each. His new court date is January 20th Last week, he received a letter in the mail pretty much saying that the he was declined the opportunity to pay … [Read More...]
